Top of the Gulf

Top of the Gulf Condominiums is situated perfectly just steps from dazzling white-sand beaches, plus all the attractions and nightlife on Panama City Beach’s east end.

Resort Information

Each suite at Top of the Gulf Condominium is equipped with a full kitchen including a stove, oven, fridge, and microwave, and laundry facilities are available on-site. Enjoy the sweeping views of the Gulf of Mexico and pool deck and take joy in experiencing those iconic Panama City Beach sunrises and sunsets. Enjoy nearby access to Panama City Beach’s best attractions, dining, shopping, and nightlife, plus a fitness center. We’ve got everything you need!

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  • Gulf-Front Location
  • Pool
  • Onsite Laundry Facilities
  • Studios
  • Free Wi-Fi
  • Fitness Center
  • Parking Lot


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Located nearby Top of the Gulf is the intimate, casual fine dining experience of Firefly restaurant, and the relaxed and family-friendly Montego Bay Seafood House & Oyster Bar.
From Northwest Florida Beaches International Airport: Sitting just 20 minutes away from getting to Panama City Beach is Northwest Florida Beaches International Airport (ECP). The airport is in West Bay, off of Highway 388, leaving you with only a quick drive down Highway 79 to approach the coast. ECP is the best transportation choice for travelers needing air transportation. Airlines currently offering their services include: Southwest Airlines, Delta Airlines, United Airlines, and recently added American Airlines. 2018 Non-Stop & Direct flights offered by ECP include: Amarillo | Atlanta | Austin | Baltimore | Burbank | Charlotte | Chicago | Dallas-Fort Worth | Denver | Houston | Nashville | Omaha | Phoenix | Seattle | St. Louis | Tampa Ground Transportation: Need a ride to your Resort Collection property once your flight lands? Or how about a lift to dinner or Pier Park from the resort?  ECP and Panama City Beach offer multiple ground transportation providers, whether it be by taxi, shuttle, or limo. Uber transportation is also available in the area. For more information call (850) 650-6333 or visit the Panama City Beach Ground Transportation landing page.
From Hwy 79: Head South on Hwy 79. Turn Left (East) onto Hwy 98/Back Beach Road/Panama City Beach Pkwy. Turn Right (South) onto Richard Jackson Blvd. Turn Left (East) onto Front Beach Rd. Turn Right onto S. Thomas Dr. Take a slight right continuing on Thomas Dr. Top of the Gulf is on the right. From Hwy 231: Head South on Hwy 231. Slight right onto Hwy 98/W 15thSt. (Cross the Hathaway Bridge.) Slight Left to continue West on Front Beach Rd. Turn Left onto S. Thomas Dr. Take a slight right continuing on Thomas Dr. Top of the Gulf is on the right.

For guests planning to stay at Top of the Gulf in Panama City Beach, please review the policies and fees itemized below.

  • Front Desk The front desk at Top of the Gulf is currently CLOSED. Please visit the front desk at Majestic Beach Resort (10901 Front Beach Rd.) for check-in, which is open 24 hours a day, 7 days a week, and call (850) 563-1000 for any inquires. Wristbands and parking passes must be purchased at the Top of the Gulf HOA office on-site. 
  • The front desk phone number at Top of the Gulf is (850) 233-7576. The front desk is currently open everyday from 9:00 a.m. – 5:00 p.m. For guests arriving after hours and on weekends, check-in will be located at Majestic Beach Resort (10901 Front Beach Road). *Hours vary during the winter months. Please call (850) 563-1000 to verify current hours.
  • Age Restriction You must be at least 21 years of age to reserve a room at Top of the Gulf.
  • Reservation Fee A fee of 7% will be assessed on all reservations.
  • Wristbands & Parking Passes Guests must visit the Top of the Gulf HOA office on-site to pay a registration fee of $20 per reservation which includes wristbands. Guests will also purchase parking passes at the HOA office.
  • Check-in/Check-out
    • Check-in begins at 4:00pm but may take until 8:00pm on high occupancy days. The additional time is needed for proper cleaning and sanitization between guests. We appreciate your understanding!
    • Check-in time begins at 4:00 p.m. We will use our best efforts to have the property ready for you at such time. Check-in is not guaranteed at 4pm, especially on high volume check-in days. In rare instances, check-in may be unavoidably delayed due to unexpected maintenance repairs, units that need additional cleaning time, etc.
    • The front desk can pre-arrive you at which time we will take a phone number from you and call you when your unit is ready.
    • Check-out time is strictly enforced at 10:00 a.m.
    • If you would like an early check-in/ late check-out, please inquire at the front desk as these will be subject to availability and early check-in/ late check-out fees.
  • Cleaning Fee All reservations will be subject to a one-time departure cleaning fee of $80. Additional fees may be incurred for damage and/or units left in excessive disarray.
  • Smoking Smoking is not allowed inside the condos at Top of the Gulf. If evidence of smoking has been discovered in your room, you may be subject to additional cleaning charges. Smoking is only permitted in designated smoking areas around property.
  • Guarantee and Cancellation Policy To guarantee your reservation, your credit card will be charged an advance deposit equal to the first night’s room rate, reservation fee and tax. If you cancel your reservation fourteen (14) days prior to your arrival, you will be refunded your deposit minus a $75 cancellation fee. Reservations cancelled within fourteen (14) days prior to arrival will forfeit entire deposit.
  • Damage Waiver All reservations will be subject to a non-refundable $55 damage waiver.
  • Occupancy Occupancy applies to all guests, regardless of age.
  • Hurricane Policy Top of the Gulf will provide a full refund to guests if a mandatory evacuation by the Bay County Emergency Operations Center for the Panama City Beach area is ordered.
  • Pet Policy There are no pets allowed on the property, with the exception of licensed service animals. Strictly enforced. An extra cleaning fee may apply for service animals.
  • Pool Deck Coolers are not allowed on the pool deck, but you may bring them to the beach. Please remember, glass containers are not allowed on the pool deck or the beach.

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Top of the Gulf

8817 Thomas Dr.

Panama City Beach, FL 32408

For Reservations call: (855) 584-2573

Front Desk: (850) 233-7576